“It was meant as kind of a pick-me-up,” he said. He remembered an “incessantly positive” tune that his mom used to play when he was growing up - 2006’s “ Put Your Records On” by the British folk-soul singer Corinne Bailey Rae - and laid down a shimmering cover version that he posted online in late April. Suddenly adrift, and with seemingly the entire world in an unprecedented funk, “I drove home to my parents’ house and was just in the basement - like, ‘OK, what can I do to help my mental health in some way?’” Rutter recently recalled. The 20-year-old Salt Lake City native, who makes dreamy indie rock under the name Ritt Momney, had set out on tour this spring when COVID-19 shut down the live music business. Jack Rutter was in a low place when he recorded the song that changed his life.